As of May 24, 2025, Upstart Holdings Inc (UPST) reports a Graham Number of 19.27.
Graham Number calculates a stock's intrinsic value based on earnings and book value, aiding in spotting undervalued investments.
Historical Trend of Upstart Holdings Inc's Graham Number
Over recent years, Upstart Holdings Inc's Graham Number has shown significant volatility. The table below summarizes the historical values:
| Date | Graham Number |
|---|---|
| 2024-12-31 | 19.27 |
| 2023-12-31 | 16.49 |
| 2022-12-31 | 2.12 |
This steady improvement highlights how Upstart Holdings Inc manages its intrinsic value calculation based on earnings per share and book value over time.
Comparing Upstart Holdings Inc's Graham Number to Peers
To better understand Upstart Holdings Inc's position, it's useful to compare its Graham Number against industry peers. Below are selected comparisons:
| Company | Graham Number |
|---|---|
| Upstart Holdings Inc (UPST) | 19.27 |
| Credit Acceptance Corp (CACC) | 265.86 |
| Capital One Financial Corp (COF) | 210.46 |
| Discover Financial Services (DFS) | 169.98 |
| American Express Co (AXP) | 118.45 |
| Synchrony Financial (SYF) | 94.91 |
Compared to its competitors, Upstart Holdings Inc's Graham Number is lower than all peers, which may indicate relative fundamental weakness by Graham's criteria.