As of May 31, 2025, NBT Bancorp Inc (NBTB) reports a Current Ratio of 1.86.
Current Ratio assesses a company's ability to pay short-term debts by comparing liquid assets to liabilities, with higher ratios signaling better financial health.
Comparing NBT Bancorp Inc's Current Ratio to Peers
To better understand NBT Bancorp Inc's position, it's useful to compare its Current Ratio against industry peers. Below are selected comparisons:
| Company | Current Ratio |
|---|---|
| NBT Bancorp Inc (NBTB) | 1.86 |
| Berkshire Hills Bancorp Inc (BHLB) | 1.86 |
| OceanFirst Financial Corp (OCFC) | 1.86 |
| BancFirst Corp (BANF) | 1.86 |
| Banc of California Inc (BANC) | 1.86 |
| Enterprise Financial Services Corp (EFSC) | 1.86 |
Compared to its competitors, NBT Bancorp Inc's Current Ratio is higher than all peers, indicating strong short-term financial flexibility but potentially excess cash that could be invested.