What is MSFT's Intrinsic value?

Microsoft Corp (MSFT) Intrinsic Value Analysis

Executive Summary

As of August 3, 2026, Microsoft Corp's estimated intrinsic value ranges from $123.33 to $629.03 per share, depending on the valuation methodology applied.

Valuation Method Fair Value (USD) Implied Upside/Downside
Discounted Cash Flow (10Y) $622.76 +34.0%
Discounted Cash Flow (5Y) $509.00 +9.5%
Dividend Discount Model (Multi-Stage) $481.99 +3.7%
Dividend Discount Model (Stable) $629.03 +35.4%
Earnings Power Value $123.33 -73.5%

Is Microsoft Corp (MSFT) undervalued or overvalued?

With the current market price at $464.72, the stock appears to be moderately undervalued.

Understanding Intrinsic Value

Intrinsic value represents the "true" worth of a company based on its fundamentals rather than market sentiment. We've employed multiple methodologies to triangulate Microsoft Corp's intrinsic value, including:

  1. Discounted Cash Flow (DCF): Values the company based on projected future cash flows
  2. Dividend Discount Model (DDM): Values the company based on expected future dividend payments
  3. Earnings Power Value (EPV): Values the company based on its current earnings power, assuming no growth

Weighted Average Cost of Capital (WACC)

The cost of capital is a critical factor in valuation models, representing the required return for investors.

WACC Component Low High
Long-term bond rate 3.9% 4.4%
Equity market risk premium 4.6% 5.6%
Adjusted beta 0.58 0.84
Cost of equity 6.5% 9.6%
Cost of debt 4.0% 4.5%
Tax rate 18.0% 18.5%
Debt/Equity ratio 0.03 0.03
After-tax WACC 6.4% 9.4%

Valuation Methods

1. Discounted Cash Flow (DCF) Valuation

Our DCF model projects cash flows over 5-year and 10-year horizons, with the following key assumptions:

  • Forecast Period: 5-year DCF and 10-year DCF
  • Terminal Growth Rate: 0.0% (range: 3.0% - 5.0%)
  • Discount Rate: 7.9% (range: 0.0% - 9.3%)

Key Projections:

  • Revenue growth from $331,839 (FY06-2026) to $746,547 (FY06-2036)
  • Net profit margin expansion from 40% to 48%
  • Capital expenditures maintained at approximately 20% of revenue
DCF Model Fair Value Enterprise Value % from Terminal Value
5-Year Growth $509 $3,867,043M 83.2%
10-Year Growth $623 $4,712,060M 71.3%
5-Year EBITDA $718 $5,417,623M 88.0%
10-Year EBITDA $833 $6,272,393M 78.4%

2. Dividend Discount Model (DDM)

The DDM values a company based on its expected future dividend payments. We used two approaches:

Multi-Stage DDM:

  • Current payout ratio: 19.8%
  • Stable payout ratio: 90.0%
  • Growth transition: 5 years
  • Cost of equity: 8.0%
  • Long-term growth rate: 4.0%
  • Fair value: $481.99 (3.7% from current price)

Stable DDM:

  • Stable payout ratio: 70% (Low) to 90% (High)
  • Cost of equity: 9.6% (Low) to 6.5% (High)
  • Long-term growth rate: 3.0% (Low) to 5.0% (High)
  • Fair value range: $192 to $1,066
  • Selected fair value: $629.03 (35.4% from current price)

3. Earnings Power Value (EPV)

EPV assesses a company's value based on its current normalized earnings power, assuming no growth.

EPV Component Value
Normalized Earnings $76,651M
Discount Rate (WACC) 9.4% - 6.4%
Enterprise Value $813,611M - $1,190,585M
Net Debt $85,953M
Equity Value $727,658M - $1,104,632M
Outstanding Shares 7,428M
Fair Value $98 - $149
Selected Fair Value $123.33

Key Financial Metrics

Metric Value
Market Capitalization $3452140M
Enterprise Value $3538093M
Trailing P/E 25.81
Forward P/E 23.53
Trailing EV/EBITDA 21.35
Current Dividend Yield 76.60%
Dividend Growth Rate (5Y) 9.89%
Debt-to-Equity Ratio 0.03

Investment Decision Framework

To determine the most reliable intrinsic value estimate, we weigh each valuation method based on:

  1. Forecast Certainty: DCF methods rely on long-term projections, while earnings power value focuses on current normalized earnings
  2. Business Model Alignment: Dividend models are more appropriate for mature companies with established dividend policies
  3. Historical Accuracy: How well each method has predicted fair value historically

Valuation Weight Matrix

Valuation Method Weight Weighted Value
Discounted Cash Flow (10Y) 30% $186.83
Discounted Cash Flow (5Y) 25% $127.25
Dividend Discount Model (Multi-Stage) 20% $96.40
Dividend Discount Model (Stable) 15% $94.35
Earnings Power Value 10% $12.33
Weighted Average 100% $517.16

Investment Conclusion

Based on our comprehensive valuation analysis, Microsoft Corp's intrinsic value is $517.16, which is approximately 11.3% above the current market price of $464.72.

Key investment considerations:

  • Strong projected earnings growth (40% to 48% margin)
  • Consistent cash flow generation
  • Conservative capital structure (Debt/Equity of 0.03)
  • Historical dividend growth of 9.89%

Given these factors, we believe Microsoft Corp is currently moderately undervalued with the potential for long-term appreciation based on the company's growth trajectory and financial strength.