As of May 23, 2025, Moneysupermarket.Com Group PLC's estimated intrinsic value ranges from $203.59 to $292.30 per share, depending on the valuation methodology applied.
| Valuation Method | Fair Value (USD) | Implied Upside/Downside |
|---|---|---|
| Discounted Cash Flow (10Y) | $292.30 | +35.8% |
| Discounted Cash Flow (5Y) | $275.72 | +28.1% |
| Dividend Discount Model (Multi-Stage) | $231.00 | +7.3% |
| Dividend Discount Model (Stable) | $203.59 | -5.4% |
| Earnings Power Value | $253.35 | +17.7% |
Is Moneysupermarket.Com Group PLC (MONY.L) undervalued or overvalued?
With the current market price at $215.20, the stock appears to be significantly undervalued.
Intrinsic value represents the "true" worth of a company based on its fundamentals rather than market sentiment. We've employed multiple methodologies to triangulate Moneysupermarket.Com Group PLC's intrinsic value, including:
The cost of capital is a critical factor in valuation models, representing the required return for investors.
| WACC Component | Low | High |
|---|---|---|
| Long-term bond rate | 4.0% | 4.5% |
| Equity market risk premium | 6.0% | 7.0% |
| Adjusted beta | 0.63 | 0.71 |
| Cost of equity | 7.8% | 9.9% |
| Cost of debt | 4.6% | 6.4% |
| Tax rate | 21.3% | 23.2% |
| Debt/Equity ratio | 0.03 | 0.03 |
| After-tax WACC | 7.7% | 9.8% |
Our DCF model projects cash flows over 5-year and 10-year horizons, with the following key assumptions:
| DCF Model | Fair Value | Enterprise Value | % from Terminal Value |
|---|---|---|---|
| 5-Year Growth | $276 | $1,468M | 72.0% |
| 10-Year Growth | $292 | $1,556M | 52.9% |
| 5-Year EBITDA | $181 | $967M | 57.5% |
| 10-Year EBITDA | $218 | $1,165M | 37.1% |
The DDM values a company based on its expected future dividend payments. We used two approaches:
EPV assesses a company's value based on its current normalized earnings power, assuming no growth.
| EPV Component | Value |
|---|---|
| Normalized Earnings | $116M |
| Discount Rate (WACC) | 9.8% - 7.7% |
| Enterprise Value | $1,185M - $1,515M |
| Net Debt | $13M |
| Equity Value | $1,173M - $1,503M |
| Outstanding Shares | 5M |
| Fair Value | $222 - $285 |
| Selected Fair Value | $253.35 |
| Metric | Value |
|---|---|
| Market Capitalization | $1136M |
| Enterprise Value | $1149M |
| Trailing P/E | 14.10 |
| Forward P/E | 12.71 |
| Trailing EV/EBITDA | 5.60 |
| Current Dividend Yield | 581.93% |
| Dividend Growth Rate (5Y) | 1.06% |
| Debt-to-Equity Ratio | 0.03 |
To determine the most reliable intrinsic value estimate, we weigh each valuation method based on:
| Valuation Method | Weight | Weighted Value |
|---|---|---|
| Discounted Cash Flow (10Y) | 30% | $87.69 |
| Discounted Cash Flow (5Y) | 25% | $68.93 |
| Dividend Discount Model (Multi-Stage) | 20% | $46.20 |
| Dividend Discount Model (Stable) | 15% | $30.54 |
| Earnings Power Value | 10% | $25.34 |
| Weighted Average | 100% | $258.70 |
Based on our comprehensive valuation analysis, Moneysupermarket.Com Group PLC's weighted average intrinsic value is $258.70, which is approximately 20.2% above the current market price of $215.20.
Key investment considerations:
Given these factors, we believe Moneysupermarket.Com Group PLC is currently significantly undervalued with the potential for long-term appreciation based on the company's growth trajectory and financial strength.