As of May 22, 2025, Moneysupermarket.Com Group PLC has a Discounted Cash Flow (DCF) derived fair value of $292.30 per share. With the current market price at $215.20, this represents a potential upside of 35.8%.
| Key Metrics | Value |
|---|---|
| DCF Fair Value (5-year) | $275.72 |
| DCF Fair Value (10-year) | $292.30 |
| Potential Upside (5-year) | 28.1% |
| Potential Upside (10-year) | 35.8% |
| Discount Rate (WACC) | 7.7% - 9.8% |
Revenue is projected to grow from $439 million in 12-2024 to $641 million by 12-2034, representing a compound annual growth rate of approximately 3.9%.
| Fiscal Year | Revenue (USD millions) | Growth |
|---|---|---|
| 12-2024 | 439 | 2% |
| 12-2025 | 460 | 5% |
| 12-2026 | 489 | 6% |
| 12-2027 | 518 | 6% |
| 12-2028 | 529 | 2% |
| 12-2029 | 539 | 2% |
| 12-2030 | 550 | 2% |
| 12-2031 | 581 | 6% |
| 12-2032 | 609 | 5% |
| 12-2033 | 621 | 2% |
| 12-2034 | 641 | 3% |
Net profit margin is expected to improve from 18% in 12-2024 to 19% by 12-2034, driven by operational efficiency and economies of scale.
| Fiscal Year | Net Profit (USD millions) | Profit Margin |
|---|---|---|
| 12-2024 | 80 | 18% |
| 12-2025 | 89 | 19% |
| 12-2026 | 95 | 19% |
| 12-2027 | 101 | 19% |
| 12-2028 | 103 | 19% |
| 12-2029 | 105 | 19% |
| 12-2030 | 107 | 19% |
| 12-2031 | 113 | 19% |
| 12-2032 | 118 | 19% |
| 12-2033 | 121 | 19% |
| 12-2034 | 125 | 19% |
with a 5-year average of $11 million. Projected CapEx is expected to maintain at approximately 3% of revenue.
Depreciation is based on an average useful life of 5 years for capital assets.
| Fiscal Year | D&A (USD millions) |
|---|---|
| 12-2025 | 12 |
| 12-2026 | 13 |
| 12-2027 | 14 |
| 12-2028 | 15 |
| 12-2029 | 15 |
| 12-2030 | 16 |
Net working capital is expected to increase gradually, with projected changes affecting free cash flow.
| Components | Average Days |
|---|---|
| Days Receivables | 65 |
| Days Inventory | 0 |
| Days Payables | 123 |
| Fiscal Year | EBITDA | Tax | CapEx | Change in NWC | FCF |
|---|---|---|---|---|---|
| 2025 | 131 | 24 | 14 | (1) | 93 |
| 2026 | 139 | 26 | 15 | 2 | 97 |
| 2027 | 147 | 28 | 15 | 3 | 102 |
| 2028 | 151 | 28 | 16 | 0 | 107 |
| 2029 | 154 | 29 | 16 | 1 | 109 |
| Valuation Method | Fair Price (USD) | Potential Upside |
|---|---|---|
| 5-Year DCF (Growth) | 275.72 | 28.1% |
| 10-Year DCF (Growth) | 292.30 | 35.8% |
| 5-Year DCF (EBITDA) | 180.85 | -16.0% |
| 10-Year DCF (EBITDA) | 218.34 | 1.5% |
Is Moneysupermarket.Com Group PLC (MONY.L) a buy or a sell? Moneysupermarket.Com Group PLC is definitely a buy. Based on our DCF analysis, Moneysupermarket.Com Group PLC (MONY.L) appears to be significantly undervalued with upside potential of 35.8%. The company's strong projected growth in revenue and profitability, coupled with consistent capital expenditure, supports our positive outlook on its intrinsic value.
Key investment drivers include:
Investors should consider a strong buy at the current market price of $215.20.