As of May 22, 2025, Live Oak Bancshares Inc (LOB) reports a ROA (Return on Assets) of 0.60%.
ROA (Return on Assets) evaluates how effectively a company turns its assets into profits, showcasing resource utilization.
Historical Trend of Live Oak Bancshares Inc's ROA (Return on Assets)
Over recent years, Live Oak Bancshares Inc's ROA (Return on Assets) has shown significant volatility. The table below summarizes the historical values:
| Date | ROA (Return on Assets) |
|---|---|
| 2024-12-31 | 0.60% |
| 2023-12-31 | 0.66% |
| 2022-12-31 | 1.79% |
| 2021-12-31 | 2.03% |
| 2020-12-31 | 0.76% |
This slight downward trend highlights how Live Oak Bancshares Inc manages its efficiency in using assets to generate earnings over time.
Comparing Live Oak Bancshares Inc's ROA (Return on Assets) to Peers
To better understand Live Oak Bancshares Inc's position, it's useful to compare its ROA (Return on Assets) against industry peers. Below are selected comparisons:
| Company | ROA (Return on Assets) |
|---|---|
| Live Oak Bancshares Inc (LOB) | 0.60% |
| International Bancshares Corp (IBOC) | 2.60% |
| Westamerica Bancorp (WABC) | 2.28% |
| Triumph Bancorp Inc (TBK) | 1.90% |
| BancFirst Corp (BANF) | 1.60% |
| Park National Corp (PRK) | 1.54% |
Compared to its competitors, Live Oak Bancshares Inc's ROA (Return on Assets) is among the lowest compared to peers, suggesting potential inefficiency in asset utilization.