As of December 15, 2025, Discover Financial Services (DFS) reports a Graham Number of 169.95.
Graham Number calculates a stock's intrinsic value based on earnings and book value, aiding in spotting undervalued investments.
Historical Trend of Discover Financial Services's Graham Number
Over recent years, Discover Financial Services's Graham Number has shown significant volatility. The table below summarizes the historical values:
| Date | Graham Number |
|---|---|
| 2024-12-31 | 169.95 |
| 2023-12-31 | 118.92 |
| 2022-12-31 | 149.30 |
| 2021-12-31 | 161.11 |
| 2020-12-31 | 66.42 |
This slight upward trend highlights how Discover Financial Services manages its intrinsic value calculation based on earnings per share and book value over time.
Comparing Discover Financial Services's Graham Number to Peers
To better understand Discover Financial Services's position, it's useful to compare its Graham Number against industry peers. Below are selected comparisons:
| Company | Graham Number |
|---|---|
| Discover Financial Services (DFS) | 169.95 |
| Credit Acceptance Corp (CACC) | 283.22 |
| Qfin Holdings Inc (QFIN) | 224.26 |
| X Financial (XYF) | 198.64 |
| World Acceptance Corp (WRLD) | 186.91 |
| goeasy Ltd (GSY.TO) | 172.23 |
Compared to its competitors, Discover Financial Services's Graham Number is among the highest compared to peers, suggesting potentially stronger fundamental value according to Graham's principles.