As of June 24, 2025, Citizens Financial Services Inc (CZFS) reports a Current Ratio of 1.86.
Current Ratio assesses a company's ability to pay short-term debts by comparing liquid assets to liabilities, with higher ratios signaling better financial health.
Comparing Citizens Financial Services Inc's Current Ratio to Peers
To better understand Citizens Financial Services Inc's position, it's useful to compare its Current Ratio against industry peers. Below are selected comparisons:
| Company | Current Ratio |
|---|---|
| Citizens Financial Services Inc (CZFS) | 1.86 |
| Cullman Bancorp, Inc. (CULL) | 1.86 |
| First Hawaiian Inc (FHB) | 1.86 |
| Southern First Bancshares Inc (SFST) | 1.86 |
| LCNB Corp (LCNB) | 1.86 |
| National Bankshares Inc (NKSH) | 1.86 |
Compared to its competitors, Citizens Financial Services Inc's Current Ratio is higher than all peers, indicating strong short-term financial flexibility but potentially excess cash that could be invested.