As of June 13, 2025, Capital One Financial Corp (COF) reports a Net Margin of 8.81%.
Net Margin shows the share of revenue that becomes profit after all costs, reflecting overall profitability.
Historical Trend of Capital One Financial Corp's Net Margin
Over recent years, Capital One Financial Corp's Net Margin has shown significant volatility. The table below summarizes the historical values:
| Date | Net Margin |
|---|---|
| 2024-12-31 | 8.81% |
| 2023-12-31 | 9.88% |
| 2022-12-31 | 19.18% |
| 2021-12-31 | 38.68% |
| 2020-12-31 | 8.58% |
This gradual decrease highlights how Capital One Financial Corp manages its overall profitability and cost control over time.
Comparing Capital One Financial Corp's Net Margin to Peers
To better understand Capital One Financial Corp's position, it's useful to compare its Net Margin against industry peers. Below are selected comparisons:
| Company | Net Margin |
|---|---|
| Capital One Financial Corp (COF) | 8.81% |
| Qifu Technology Inc (QFIN) | 36.49% |
| X Financial (XYF) | 26.23% |
| Bit Digital Inc (BTBT) | 26.20% |
| SLM Corp (SLM) | 20.36% |
| Atlanticus Holdings Corp (ATLC) | 19.26% |
Compared to its competitors, Capital One Financial Corp's Net Margin is about average compared to peers, reflecting typical industry profitability.