What is BOID's Intrinsic value?

Bank Of Idaho Holding Co (BOID) Intrinsic Value Analysis

Executive Summary

As of June 21, 2025, Bank Of Idaho Holding Co's estimated intrinsic value ranges from $0.00 to $0.00 per share, depending on the valuation methodology applied.

Valuation Method	Fair Value (USD)	Implied Upside/Downside

Is Bank Of Idaho Holding Co (BOID) undervalued or overvalued?

With the current market price at $44.24, the stock appears to be significantly overvalued.

Understanding Intrinsic Value

Intrinsic value represents the "true" worth of a company based on its fundamentals rather than market sentiment. We've employed multiple methodologies to triangulate Bank Of Idaho Holding Co's intrinsic value, including:

Valuation Methods

Key Financial Metrics

Metric	Value
Market Capitalization	$114M
Enterprise Value	$0M
Trailing P/E	0.00
Forward P/E	0.00
Trailing EV/EBITDA	0.00
Current Dividend Yield	62.96%
Dividend Growth Rate (5Y)	0.00%
Debt-to-Equity Ratio	8.95

Investment Decision Framework

To determine the most reliable intrinsic value estimate, we weigh each valuation method based on:

Forecast Certainty: DCF methods rely on long-term projections, while earnings power value focuses on current normalized earnings
Business Model Alignment: Dividend models are more appropriate for mature companies with established dividend policies
Historical Accuracy: How well each method has predicted fair value historically

Valuation Weight Matrix

Valuation Method	Weight	Weighted Value
Weighted Average	100%	$0.00

Investment Conclusion

Based on our comprehensive valuation analysis, Bank Of Idaho Holding Co's weighted average intrinsic value is $0.00, which is approximately 100.0% below the current market price of $44.24.

Key investment considerations:

Overall financial health and market position

Given these factors, we believe Bank Of Idaho Holding Co is currently significantly overvalued with the potential for long-term appreciation based on the company's growth trajectory and financial strength.