What is APPF's DCF valuation?

Appfolio Inc (APPF) DCF Valuation Analysis

Executive Summary

As of April 4, 2026, Appfolio Inc has a Discounted Cash Flow (DCF) derived fair value of $225.64 per share. With the current market price at $157.11, this represents a potential upside of 43.6%.

Key Metrics Value
DCF Fair Value (5-year) $144.82
DCF Fair Value (10-year) $225.64
Potential Upside (5-year) -7.8%
Potential Upside (10-year) 43.6%
Discount Rate (WACC) 7.2% - 8.7%

Financial Performance & Projections

Revenue Trends

Revenue is projected to grow from $951 million in 12-2025 to $3406 million by 12-2035, representing a compound annual growth rate of approximately 13.6%.

Fiscal Year Revenue (USD millions) Growth
12-2025 951 20%
12-2026 1142 20%
12-2027 1337 17%
12-2028 1559 17%
12-2029 1882 21%
12-2030 2207 17%
12-2031 2463 12%
12-2032 2737 11%
12-2033 2975 9%
12-2034 3183 7%
12-2035 3406 7%

Profitability Projections

Net profit margin is expected to improve from 15% in 12-2025 to 17% by 12-2035, driven by operational efficiency and economies of scale.

Fiscal Year Net Profit (USD millions) Profit Margin
12-2025 141 15%
12-2026 138 12%
12-2027 176 13%
12-2028 222 14%
12-2029 286 15%
12-2030 357 16%
12-2031 403 16%
12-2032 452 17%
12-2033 497 17%
12-2034 537 17%
12-2035 581 17%

DCF Model Components

1. Capital Expenditures (CapEx)

with a 5-year average of $16 million. Projected CapEx is expected to maintain at approximately 3% of revenue.

2. Depreciation & Amortization

Depreciation is based on an average useful life of 5 years for capital assets.

Fiscal Year D&A (USD millions)
12-2026 18
12-2027 23
12-2028 31
12-2029 43
12-2030 57
12-2031 66

3. Working Capital Requirements

Net working capital is expected to increase gradually, with projected changes affecting free cash flow.

Components Average Days
Days Receivables 13
Days Inventory 0
Days Payables 3

4. Free Cash Flow Projections

Fiscal Year EBITDA Tax CapEx Change in NWC FCF
2026 222 77 40 3 103
2027 285 98 47 6 135
2028 363 123 54 9 176
2029 472 159 66 9 238
2030 593 199 77 11 307

DCF Valuation Parameters

Key Assumptions

  • Discount Rate (WACC): WACC / Discount Rate (selected: 7.2% - 8.7%)
  • Long-Term Growth Rate: Long-term Growth Rate (selected: 3.0% - 5.0%)
  • Terminal EV/EBITDA Multiple: 15.9x (based on peer average)

Valuation Summary

Valuation Method Fair Price (USD) Potential Upside
5-Year DCF (Growth) 144.82 -7.8%
10-Year DCF (Growth) 225.64 43.6%
5-Year DCF (EBITDA) 167.77 6.8%
10-Year DCF (EBITDA) 245.00 55.9%

Enterprise Value Breakdown

  • 5-Year Model: $5,105M
  • 10-Year Model: $8,014M

Investment Conclusion

Is Appfolio Inc (APPF) a buy or a sell? Appfolio Inc is definitely a buy. Based on our DCF analysis, Appfolio Inc (APPF) appears to be significantly undervalued with upside potential of 43.6%. The company's strong projected growth in revenue and profitability, coupled with consistent capital expenditure, supports our positive outlook on its intrinsic value.

Key investment drivers include:

  • Expanding profit margins (from 15% to 17%)
  • Steady revenue growth (13.6% CAGR)
  • Strong free cash flow generation

Investors should consider a strong buy at the current market price of $157.11.